Digital Liability Slips now legal in Ontario
September 5, 2019, the Ontario Government announced that consumers can now present their proof of auto insurance electronically. That means no more digging through your glove box and hoping that you remembered to replace the old ones when your policy renewed 🙂 For our team at Miller Insurance and our clients, this is great news. Our Miller Express app offers you 24/7 access to your digital liability slips along with other important policy information. It’s simple to download. Just click on the Apple or Android icon below and download today! Just one more way that Miller Insurance is working hard to bring you Insurance. But Better.
Keep your personal information safe
Our lives are kept on our phones so it’s important that you take steps to protect your private data while using electronic proof of insurance. Our friends at the Insurance Brokers Association of Ontario have created an info sheet that walks you through using the Lock Screen function on your iPhone and android. Download it here.
According to the Ministry of Transportation of Ontario, a driver using a mobile device is four times more likely to crash than a driver focusing on the road. Based on that statistic and the widespread adoption of mobile devices, it’s no surprise that Distracted Driving collisions in Ontario have doubled since 2000.
Ontario’s new distracted driving laws will take effect on January 1, 2019. Under the new laws, those convicted of a distracted driving offence will be penalized with fines, demerit points, and a licence suspension.
• 3 days suspension and a $1,000 fine for your first offence
• 7 days suspension and a $2,000 fine for your second offence
• 30 days suspension, a $3,000 fine, and 6 demerit points for 3 or more offences
What’s considered distracted driving? It’s more than just talking on your cell phone.
• Using your cell phone to talk, text, check a map or change a playlist
• Typing into a GPS
• Holding an electronic device
ADDITIONAL PENALTIES FOR NOVICE DRIVERS
And, novice drivers will face similar fines plus a licence suspension of 30 days. Second offences will lead to a 90-day suspension and 3rd offences will result in a complete removal from the Graduated Licensing.
Careless Driving is an even more serious charge and is a Criminal Offense in Canada. If you’re convicted of Careless Driving you’ll face steep penalties and your standard insurance policy will likely be cancelled by your provider.
HIGHER INSURANCE RATES
Drivers need to know that a suspension can impact your insurance rate for up to 6 years. If you have a suspension, you will likely require non-standard insurance. With a suspension, it’s likely that your insurer will cancel or non-renew your insurance policy. That means, you will need to find a broker that specializes in high risk insurance.
As reported in the news, there is a possibility of an interruption in mail services.
Should postal services be interrupted, as a client of Miller Insurance Brokers, you have the option of online banking or electronic transfers. Online banking can be set up using your Miller Insurance customer code. Electronic transfers can be sent email@example.com. You can also drop off payments and correspondence required by your insurance company and we will forward them on your behalf to the Insurance company via our courier.
For our clients with email addresses, we will send your insurance correspondence to you electronically so that we can ensure that all important documentation will reach you in sufficient time and minimize the risk of a policy expiring. If you have changed your email address or are unsure if we have it on file, please call us today at 1-800-265-3000 or fill out the form found by clicking here.
If you do not have an email address, policy documents can be picked up during regular business hours at the Miller Insurance office closest to you.
We also encourage you to sign up for Miller Express so that you have 24/7 access to your policy information and documentation. Enrolling in Miller Express is easy. Just click on this link and fill in the screens.
Questions? Contact us at 1.800.265.3000 or visit us at one of our eight offices.
We love the Toronto Blue Jays and we want to celebrate by giving someone 2 tickets to see the Jays in the World Series! On the off chance they don’t make it, you will win 4 tickets to see them next season.
If you’re already a Miller client, it’s easy! Just fill out the form with your name, current phone number and email address to make it easier for us to keep in touch with you.
Not a Miller Client yet? Equally easy. We just need your name, phone number, email address and the expiry date of your current home, auto or business policy so we can get back to you for a quote.
The contest box is below. Just choose the dropdown that applies (Miller Client or Not a Miller Client Yet) and fill in with your contact info.
Contest runs 12:00am October 18th, 2015 to 12:00am October 25th, 2015. One entry per person.
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